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Opt-In    You need to know.  The choice is yours.

A new regulation requires us to make some changes to services we provide for personal checking accounts. Everyday purchases you make with your debit card and your ATM transactions may not be covered by our CareFree Checking service. If you do not have enough money in your account or the funds are not yet available, your card may be denied.

If you want to have this valuable safety net in case of an emergency, you must let us know you want this service or you will lose this flexibility.

Please take the time to consider the ways you use your account and debit/ATM card and make the choice that is right for you and your family.

CareFree Checking is a convenient service that provides you and your family with financial flexibility in times when you may not have sufficient funds in your account.

Examples of everyday debit/ATM card purchases are:

  • Grocery Stores
  • Restaurants
  • Gas Stations
  • Doctor’s Officers
  • Pharmacies
  • Dry Cleaners

Anytime you use your debit/ATM card for a one-time transaction.

The choice is always yours. We are here to answer your questions…TALK TO US!