Privacy Policy

What Does Community Bank & Trust of West Georgia Do With Your Personal Information?

Rev. Date 9/14

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Checking account information
  • Account balances and Account transactions
  • Credit history and Payment history
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Community Bank & Trust of West Georgia chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does Community Bank & Trust of West Georgia Share? Can You Limit This Sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes –
to offer our products and services to you		 Yes No
For joint marketing with other financial companies No We Do Not Share
For our affiliates’ everyday business purposes –
information about your transactions and experiences		 No We Do Not Share
For our affiliates’ everyday business purposes –
information about your creditworthiness		 No We Do Not Share
For non-affiliates to market to you No We Do Not Share
What We Do
How does Community Bank & Trust of West Georgia protect my information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Community Bank & Trust of West Georgia collect my information?
We collect your personal information, for example, when you
  • Open an account or Apply for a loan
  • Make deposits or withdrawals from your account
  • Use your debit card or Pay us by check
Why can’t I limit all sharing?
Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
  • Community Bank & Trust of West Georgia has one affiliate–Community Bank & Trust of Alabama. We do not share with affiliates so they can market to you.
Non‑Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Community Bank & Trust of West Georgia does not share with non-affiliates so they can market to you.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • Community Bank & Trust of West Georgia doesn’t jointly market.
Other Important Information
Questions? Call 706.884.7999 and ask for Privacy Compliance Officer