We are committed to developing a successful partnership with your business. Whether you are a sole proprietor or a large corporation, we have a checking account to meet your needs.
Business Accounts
- Business Checking
- Commercial Business Checking
- Business Interest Checking
- Business Money Market
- IOLTA Accounts
- Certificates of Deposit
Other Services
- Night Depository Services
- Cash Management
- E-Statements
- Coin & Currency Services
- Mobile Banking Apps
Commercial Loans
- Lines of Credit
- Small Business Loans
- SBA Loans
- USDA Loans
- Auto Loans
- Construction Loans
Business Product Offerings
Business Interest Checking
Enjoy interest on your business checking.
- Minimum Opening Balance $100.00
- Maintain an average daily balance of $15,000 and your $25.00 monthly service fee is waived
- Tiered Interest Rates
- Free 24-hour Mobile Banking
- Free Mobile Banking
- Remote Deposit Anywhere included – take a photo of a check and deposit it from your phone
- Free eStatements
- Debit Card
- Free Bill Pay
- Direct Deposit Accepted
- Remote Deposit Complete for qualifying accounts – scan your checks from your desktop
- Includes 500 transactions per month (checks, deposits, deposited items, ACH)
- After 500 free transactions, $0.35 per transaction
- Fraud Control Services Available
- Positive Pay for Checks and ACH
Commercial Business Checking
- Minimum Opening Balance $100.00
- No Monthly Service Fee
- Free 24-hour Mobile Banking
- Free Mobile Deposits
- Remote Deposit Anywhere included-take a photo of a check and deposit it using your phone
- Free eStatements
- Debit Card
- Free Bill Pay
- Direct Deposit Accepted
- Remote Deposit Complete Available upon request – scan your checks from your desktop
- Includes 500 transactions per month (checks, deposits, deposited items, ACH)
- After 500 free transactions, $0.35 per transaction
- Fraud Control Services Available
- Positive Pay for Checks and ACH
Business Checking
- Minimum Opening Balance $100.00
- No Monthly Service Fee
- Free 24-hour Mobile Banking
- Free Mobile Banking
- Free Mobile Deposits
- Remote Deposit Anywhere included – take a photo of a check and deposit using your phone
- Free eStatements
- Debit Card
- Free Bill Pay
- Direct Deposit Accepted
- Includes 200 transactions per month (checks, deposits, deposited items, ACH)
- After 200 free transactions, $0.35 per transactions
- Fraud Control Services Available
- Positive Pay for Checks and ACH
Business Money Market
- Minimum Opening Balance $1,000
- Maintain an average daily balance of $1,000 and your $10.00 monthly service fee is waived
- Tiered Interest Rates
- Free Mobile Deposits
- Free eStatements
- Free 24-hour Mobile Banking
- A charge per withdrawal will be assessed after the sixth withdrawal per statement cycle
IOLTA ACCOUNT
- Minimum Opening Balance $100.00
- Interest paid to the Georgia Bar Association
- No monthly Service Fee
- Free24-hour Mobile Banking
- Free Mobile Deposits
- Free eStatement
- Zero transaction fees for deposited items
- Fraud Control Services Available
Positive Pay for Checks and ACH
Consumer Loans
We have loans “For All Seasons”.
Whatever your lending needs are, we are here to help.