

Personal Accounts - Community Bank & Trust-WGA
- Kasasa Cash Checking
- Checking that pays high interest!
- Kasasa Cash Back Checking
- Checking that pays you back!
- Kasasa Saver for Kasasa Cash
- Link this account to your Kasasa Cash checking and build savings while earning high interest.
- Kasasa Saver for Kasasa Cash Back
- Link this account to your Kasasa Cash Back checking and build savings while earning high interest.
- Student Checking
- Christmas Club
- Money Market Account
- Certificates of Deposit
- Money Magic Savings
- Individual Retirement Accounts
Personal Accounts - Community Bank & Trust-Alabama
- Personal Checking
- Golden Apple
- Checking Plus
- Heroes Account
- Christmas Club
- Savings
- Money Market Account
- Certificates Of Deposit
- Individual Retirement Accounts
Kasasa Cash® Checking
Enjoy interest checking.
- Checking that pays high interest
- 3.56% APY* on balances as much as $15,000
- 0.50% APY on balances over $15,000 depending on the account’s daily balance *
- 0.05% APY* on all balances if qualifications aren't met
- Link to Kasasa Saver® to build savings
- No minimum balance to earn interest
- No monthly maintenance fee
- $100 minimum deposit to open
- Access to Zelle
- At least 12 debit card purchases
- At least (1) one direct deposit
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into Online Banking
Kasasa Cash Back® Checking
Choose this checking account that pays cash back on debit card purchases.
- Checking that pays you back
- Get 3.00% cash back on debit card purchases^
- Earn as much as $108 cash back per year, $9 per month^
- Link to Kasasa Saver® to build savings
- No minimum balance to earn rewards
- No monthly maintenance fee
- $100 minimum deposit to open
- Access to Zelle
Qualifications to Earn Cash Back
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back® account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- At least (1) one direct deposit
- Be enrolled in and agree to receive e-Statements
- Be enrolled in and log into Online Banking
And if you don’t meet these qualifications, don’t worry, you can get right back to earning your cash back rewards the very next cycle that you qualify.
Rates, rewards, and bonuses, if any, are variable and may change after an account is opened; rates may change without notice to you. No minimum balance I required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed.
Please contact one of our Personal Bankers for more detailed information by visiting one of our convenient branch locations, or by calling 866 902-2265
*Kasasa Cash Back Disclaimer LINK
Kasasa Saver® for Kasasa Cash ®
Link this account to your Kasasa Cash ® checking — and build savings while earning high interest.
- Checking account that builds your savings effortlessly
- Links to Kasasa Cash® checking
- Link to Automatic transfers of Kasasa Cash® earnings
- 3.56% APY on balances as much as $50,000
- 0.50% APY on balances over $50,000 depending on balance in account
- 0.05% APY on all balances if qualifications are not met in Kasasa Cash®
- No monthly maintenance fee
- No minimum balance to earn interest
- $100 minimum deposit to open
Qualifications to Earn Interest for Kasasa Cash
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash ® account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- At least (1) one direct deposit
- Be enrolled in and agree to receive e-Statements
- Be enrolled in and log into Online Banking
And if you don’t meet these qualifications, don’t worry, you can get right back to earning your cash rewards the very next cycle that you qualify.
Qualifications to Earn the Higher Rate
Qualifying for your Kasasa Cash® rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle.
*Kasasa Saver for Cash Disclaimer LINK
Kasasa Saver® for Kasasa Cash Back®
Link this account to your Kasasa Cash Back ® checking — and build savings while earning high interest.
- Checking account that builds your savings effortlessly
- Links to Kasasa Cash Back® checking
- Link to Automatic transfers of Kasasa Cash Back® earnings
- 3.56% APY on balances as much as $50,000
- 0.50% APY on balances over $50,000 depending on the account’s daily balance*
- 0.05% APY on all balances if qualifications are not met in Kasasa Cash Back®
- No monthly maintenance fee
- No minimum balance to earn interest
- $100 minimum deposit to open
- Access to Zelle
Qualifications to Earn the Higher Rate
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back ® account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- At least (1) one direct deposit
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into Online Banking
And if you don’t meet these qualifications, don’t worry, you can get right back to earning your cash back rewards the very next cycle that you qualify.
*APY calculations are based on an assumed balance in your Kasasa Saver account and assumed statement cycle of (31) days.
Rates, rewards, and bonuses, if any, are variable and may change after an account is opened; rates may change without notice to you. No minimum balance I required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed.
Please contact one of our Personal Bankers for more information by visiting on of our convenient branch locations, or by calling 866 902-2265.
*Kasasa Saver for Kasasa Cash Back Disclaimer LINK
Combines checking account flexibility with premium interest rates! Ask any of our staff members for current rates and Annual Percentage Yields (APY).
- Minimum to open $100
- Earn competitive money market rates on daily balances. Interest is paid monthly
- Monthly statements are provided
- Ask for complete details about account transfers made in person at the teller window.
Savings program for children 14 and under
- Now you can help children learn the value of good savings habits with their very own Money Magic Savings Account. Our Money Magic Savings Accounts are available to children 14 years of age and younger. The Account can be opened and begin earning interest with a $25 deposit.
Weekly deposits to your Christmas Club Account earn a competitive rate of interest and help with your holiday purchases. Minimum to open your account is $25.00. Checks are mailed in early November each year.
- Minimum deposit required to purchase a Certificate of Deposit is $500
- Maturities range from 6 months to 5 years (60 months)
- Earn competitive market rates of interest and automatically renew
- Interest can be paid monthly, quarterly, annually or at maturity
- There is a penalty for early withdrawal.
*QUALIFICATIONS TO EARN INTEREST FOR KASASA CASH®
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash ® account during each Monthly Qualification Cycle:
-
At least 12 debit card purchases
-
At least (1) one direct deposit
-
Be enrolled in and agree to receive e-Statements
-
Be enrolled in and log into Online Banking
And if you don’t meet these qualifications don’t worry, you can get right back to earning your cash back rewards the very next cycle that you qualify.
QUALIFICATIONS TO EARN THE HIGHER RATE
Qualifying for your Kasasa Cash® rewards automatically qualifies you for the highest Kasasa Saver rate, too.
* APY calculations are based on an assumed balance in your Kasasa Saver account and assumed statement cycle of (31) days.
Rates, rewards, and bonuses, if any, are variable and may change after an account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed.
**QUALIFICATIONS TO EARN CASH BACK
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back® account during each Monthly Qualification Cycle:
-
At least 12 debit card purchases
-
At least (1) one direct deposit
-
Be enrolled in and agree to receive e-Statements
-
Be enrolled in and log into Online Banking
And if you don’t meet these qualifications don’t worry, you can get right back to earning your cash back rewards the very next cycle that you qualify.
QUALIFICATIONS TO EARN THE HIGHER RATE
Qualifying for your Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver rate, too.
* APY calculations are based on an assumed balance in your Kasasa Saver account and assumed statement cycle of (31) days.
Rates, rewards, and bonuses, if any, are variable and may change after an account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed.
- Minimum to open $100
- Statement Fee (waived for E-statement customers)
- Debit Card
- Unlimited check writing
- E-statements or image statements provided
- Direct deposits accepted
- Internet banking services
- Minimum to open $100
- Free Golden Apple checks
- E-statements or image statements provided
- Internet banking services
- No monthly fee or per item charge
- Unlimited check writing
- Direct deposits accepted
- 50% discount on safe deposit boxes (subject to availability)
- Debit Card
- Minimum to open $100
- Earn competitive money market rates on daily balances. Interest is paid monthly
- Monthly statements are provided-e statements or image statement
- Ask for complete details about account transfers made in person at the teller window.
- Minimum to open $100
- Accounts earn interest on balances of $100 or more and is paid quarterly
- Quarterly statements are provided-e statements or image statement
- Savings accounts are limited to six transfers in a thirty-day period. In-person withdrawals are not limited.
- Minimum deposit required to purchase a Certificate of Deposit is $500
- Maturities range from 6 months to 5 years (60 months)
- Earn competitive market rates of interest and automatically renew
- Interest can be paid monthly, quarterly, annually or at maturity
- There is a penalty for early withdrawal.