Kasasa Cash® Checking
Enjoy interest checking.
Enjoy interest checking.
- Checking that pays high interest
- 3.56% APY* on balances as much as $15,000
- 0.50% APY on balances over $15,000 depending on the account’s daily balance *
- 0.05% APY* on all balances if qualifications aren't met
- Link to Kasasa Saver® to build savings
- No minimum balance to earn interest
- No monthly maintenance fee
- $100 minimum deposit to open
- Access to Zelle®
Qualifications to Earn Rewards
- At least 12 debit card purchases
- At least (1) one direct deposit
- Be enrolled in and agree to receive eStatements
- Be enrolled in and log into Online Banking
And if you don’t meet these qualifications, don’t worry, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
*APY calculations are based on an assumed balance in your Kasasa Cash account and assumed statement cycle of (31) days.
Rates, rewards, and bonuses, if any, are variable and may change after an account is opened; rates may change without notice to you. No minimum balance I required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed.
Please contact one of our Personal Bankers for more information by visiting on of our convenient branch locations, or by calling 866 902-2265.
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
"Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
Contact our Customer Care Center at 866 902-2265 for specific Monthly Qualification Cycle dates.
"Banking Day" means any day on which an office of the bank is open to the public for the purpose of carrying out substantially all of its banking functions or for processing.
"Business Day" means a calendar day other than a Saturday or a Sunday, January 1, the third Monday in January, the third Monday in February, the last Monday in May, June 19, July 4, the first Monday in September, the second Monday in October, November 11, the fourth Thursday in November, or December 25. If January 1, July 4, November 11, or December 25 falls on a Sunday, the next Monday is not a Business Day.
"Statement Cycle" means the period of time for which our bank provides a summary of the financial activities and transactions that post and settle to the accountholder's account. Contact our Customer Care Center at 866 902-2265 for specific Statement Cycle dates.
Depending on what Kasasa account you have, you will receive the following rewards or interest when you meet your account's qualifications during a Monthly Qualification Cycle:
Kasasa Cash Back: When Kasasa Cash Back qualifications are met, you will receive 3.00% cash back up to a maximum of $9.00.
Kasasa Cash: When Kasasa Cash qualifications are met, you will earn interest. Daily balances up to and including $15,000.00 (cap) in your account earn an APY of 3.56%. Daily balances over $15,000.00 (cap) earn an APY of 0.50% on the portion of the daily balance over $15,000.00, depending on the account's daily balance.
Kasasa Saver: Daily balances up to and including $50,000.00 cap in your Kasasa Saver account earn an APY of 3.56%. Daily balances over $50,000.00 (cap) earn an APY of 0.50% on the portion of the daily balance over $50,000.00, depending on the account's daily balance.
Depending on your Kasasa account when your qualifications are not met during a Monthly Qualification Cycle:
Kasasa Cash Back: No cash back rewards will be credited to your account.
Kasasa Cash: When your account qualifications are not met, the interest rate on your account is 0.05% with an APY of 0.05%.
Kasasa Saver: When your account qualifications are not met, the interest rate on your account is 0.05% with an APY of 0.05%.
Interest will be credited to your Kasasa Cash and Kasasa Saver accounts on the last day of the current statement cycle.
If Kasasa Cash or Kasasa Cash Back are linked to Kasasa Saver, the following also apply:
Kasasa Cash Back: When linked to a Kasasa Saver account, the cash back payments earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the current statement cycle.
Kasasa Cash: When linked to a Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account balance is less than the transferred amount when the transfer occurs.
APY = Annual Percentage Yield.
APY calculations are based on an assumed balance in your Kasasa Cash account and an assumed statement cycle of thirty-one (31) days.
APY calculations are based on an assumed balance in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days.
Rates, rewards, and bonuses, if any, are variable and may change after an account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
Minimum deposit of $100.00 is required to open Kasasa Cash Back, Kasasa Cash and Kasasa Savers account(s).
Monthly Direct Deposit, enrollment in online banking, e-Statement are a condition of Kasasa Cash Back, Kasasa Cash and Kasasa Savers account(s).
Enrollment in electronic services (e.g., online banking, e-statements) and log-ons may be required to meet some of Kasasa Cash Back, Kasasa Cash and Kasasa Savers account(s) qualifications.
There are no recurring monthly maintenance charges or fees to open or close this account.
This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards or interest that have not been credited to your account.
A Kasasa Cash Back or Kasasa Cash accounts are not required to have a Kasasa Saver account.
Advertised information is based on all account qualifications being met during each cycle period.
High-rate claims are based on FDIC's National Weekly Rates for interest checking accounts. Claim is independent of any one institution's offerings. Comparison Source: Interest Checking, FDIC website at http://www.fdic.gov/regulations/resources/rates/.
Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.